Ireland does not have a single dedicated national fraud reporting portal in the way some neighbouring jurisdictions do, which leads people to assume there is nowhere to report. There is — it is simply distributed across a few bodies with distinct remits.
Your bank or payment provider, first
Contact the fraud team immediately and ask them to attempt a recall of any transfer and to contact the beneficiary bank. For card payments, ask specifically for a chargeback. Note the case reference and the time of your call, because timing frequently becomes the central issue later.
An Garda Síochána
Report to your local Garda station. Fraud is a criminal matter and the Garda National Economic Crime Bureau handles serious and organised economic crime. You will receive a PULSE incident number, which banks, insurers, and the Ombudsman may all ask for. Bring your timeline, transaction records, and communications with you rather than describing them from memory.
The Central Bank of Ireland
Before investing, check whether a firm is authorised using the Central Bank's registers, and check its published warning notices about unauthorised firms. As elsewhere, verify contact details from the register rather than from material the firm sent you — cloned firm details are a standard technique.
The Financial Services and Pensions Ombudsman
The FSPO deals with unresolved complaints against financial service providers. If your bank declines your claim or handles it poorly, this is the escalation route. It is free to use, and you generally need to have completed the provider's own complaints process first.
The Competition and Consumer Protection Commission
The CCPC covers consumer rights, misleading practices, and publishes current scam warnings. For purchases from traders, and for issues that are commercial rather than criminal, this is the relevant channel. The European Consumer Centre Ireland can assist with cross-border disputes inside the EU.
Cyber incidents
For business email compromise, ransomware, or a breach affecting a company, the National Cyber Security Centre provides guidance. If personal data was exposed, the Data Protection Commission is the relevant regulator, and notification obligations may apply to your business.